| How about adding another source of income to your and your family's lives? Let's add some MUSCLE into your bank account!!! |
Working in your home, requiring no more than about two hours each weekend, at your
schedule, you can perform as I’m suggesting herein and in my Investing In Stocks
(IIS) book, adding income to your life. You will not have to deal with people. My
methodology is to use one’s PC and to operate two or three fun and easy to operate
web-sites on the Internet. I want to show you in this web-site presentation what I
easily actually did to take my investment of $50,000 up 150% to $125,000 over a
twelve month time period to accomplish this. Your cost for this information is a little of
your valuable Time to review this web-site you are now observing and allow me to
explain, illustrate what I did. Learning about this activity on this web-site will be of no
$$$ cost to you. I ask you to allow me a little of your Valuable Time to present some
thoughts for your consideration. If you like what I’m presenting here to you, suggest
to your friends & acquaintances that they should review this material for their life’s
improvement by going to this web-site: http:\www.investing-in-stocks.org.
I plan to make changes/updates to this web-site to maintain its
usefulness to you. For you to have the latest version, never keep a copy of this web-
site in your PC. Reload it from web-site investing-in-stocks.org when you wish to
review it. I want you to always have the latest, most current copy to review. I will
use this web-site to make updates/corrections to my Investing In Stocks book. If
you own a copy of my IIS book, I suggest that you reference this web-site periodically
to help me to help you to keep your copy of IIS up-to-date. I can update
AuthorHouse’s master copy to sell to new buyers, but that doesn’t update your copy
unless you buy a new IIS book. Let’s make good use of this marvelous Internet
that can serve us so nicely! I need time to develop my technique for doing this. At
the front of this web-site I’ll inform IIS owners of these updates. I need to get my IIS
sales moving. Help us by mentioning this Investing-In-Stocks.org web-site to your
friends. Let’s all have a 2nd source of income in our lives!
One might ask, Why is Bill Gilmer offering this investment information rich web-site’s
information free to any readers, helping them to live wealthier, happier lives? BilI
responds, "I get the most pleasure in my life when I can do something nice for another
person(s), to help others to have happier lives. A very nice something that my
wonderful parents taught me!"
Other Stock Investing books typically give the readers theories from the author. I’d
rather you learn from my actual experiences because these are real. They actually
happened. That is what I present, a year of my Investing In Stocks and one can
witness what The Market actually did, what I actually did, why I did it (research), and
the nice results of that actual activity. In my IIS book I show every trade I made
that year! My book is large and in color to reveal all of the details, to do the best
job I know how to train people as best I can. What I show is PRACTICE, what I
actually did and you see my theory and reasoning, and what actually happened for
a year, not just theory. You’ll see a few actual investments I make that went South on
me. This will happen! I quickly reacted to these and corrected the problems. As
the ol’ saying goes, “Into every life, a little rain must fall!” As you will see, I did
exceedingly well.
I developed a very informative over 30 minute DVD movie on this subject. My plan is
to eventually offer this or parts of this movie to my IIS book’s web-site visitors. I
joined Yahoo’s http://smallbusiness.yahoo.com/webhosting to help me assemble
all of this information and present it in a format that will be most interesting and
informative. A movie has a lot of information presented every minute of its operation.
This has a way of quickly overrunning an internet’s connection’s capacity. I’ll add this
to this web-site as I gain the capability to do so. I want to present this information in
this Prose format first.
Question for you... Would you like to add another source of
income/earnings to have a better life for your entire family and retire in more
economic comfort? If your answer is YES, I suggest you review the following
presentation on how to easily modify your lifestyle and add another income source,
instead of only one, or two, if married to a working spouse. This added income
activity, working about two hours on each weekend at your schedule, should NOT
interfere with your present employment and life. If I can read a book that will teach
me how to earn extra income over the remainder of my life, THAT’S A BOOK,
“INVESTING IN STOCKS”, I’ll create the Time to peruse with pleasure!
Answer this very important question for yourself and your family!
In which of the following 20 Best Selling Books would you have the most
interest? Which is going to add the most pleasure to your and your family’s
lives? People buying these books put them onto this list.
The Top 20 bestsellers of 2009
(based on sales at Barnes & Noble.com through October 19, 2009)
1. The Lost Symbol: by Dan Brown (Hardcover)
2. Twilight Saga Collection: by Stephenie Meyer (Hardcover)
3. Liberty and Tyranny, A Conservative Manifesto: by Mark R. Levin (Hardcover)
4. Breaking Dawn: by Stephenie Meyer (Hardcover)
5. Act Like a Lady, Think Like a Man: by Steve Harvey (Hardcover)
6. Eclipse: by Stephenie Meyer (Hardcover)
7. Outliers, The Story of Success: by Malcolm Gladwell (Hardcover)
8. Cook Yourself Thin, The Delicious Way to Drop a Dress Size: by Lifetime
Television (Paperback)
9. The Shack, Where Tragedy Confronts Eternity: by William P. Young (Paperback)
10. Sookie Stackhouse Box Set (Sookie Stackhouse): by Charlaine Harris
(Paperback)
11. New Moon: by Stephenie Meyer (Paperback)
12. The Last Olympian (Percy Jackson and the Olympians Series #5): by Rick
Riordan (Hardcover)
13. Dead and Gone (Sookie Stackhouse / Southern Vampire Series): by Charlaine
Harris (Hardcover)
14. Finger Lickin' Fifteen (Stephanie Plum Series #15): by Janet Evanovich
(Hardcover)
15. Dog Days (Diary of a Wimpy Kid Series #4): by Jeff Kinney (Hardcover)
16. Mastering the Art of French Cooking, Volume 1: by Julia Child (Hardcover)
17. The Associate: by John Grisham (Hardcover)
18. The Time Traveler's Wife: by Audrey Niffenegger (Paperback)
19. The Last Straw (Diary of a Wimpy Kid Series #3): by Jeff Kinney (Hardcover)
20. I Can Make You Thin: The Revolutionary System Used by More Than 3 Million
People: by Paul McKenna
February 7, 2012 (7:35am) - NPR News this morning made a presentation on Charles
Dickens as an author of many well read books. I believe, observing what my IIS book
presents, would do the reader the most good. I’d rather be educated and be
wealthier, than to be entertained.
What do you want to do with your life, spend it, or invest it? What will make you
most proud of what you have been doing with your life over recent years, reading
subjects covered by the above books? There’s nothing in any of these books that
interests me. My Time is more valuable than these topics covered. Increasing my
income to help me and my family to have happier lives, now THAT’S a subject that
lights my fire! I’m suggesting your perusing book Investing In Stocks by Bill Gilmer
because it offers a much superior Return On Investment of your valuable Time and
Capital than all of these Best-Selling books. Why not read a book that will make you
and your family RICHER and more FINANCIALLY SECURE? Yes, Happier too!
The reading is more involved than reading a novel, but why not invest your life in
something that is economically rewarding? Accomplish something very rewarding to
your whole family! It’s July ‘11. You or your spouse has been a faithful employee of
Borders Books for many years. Here’s the news! Borders has shut down 200
locations since it filed for bankruptcy in February ‘11, but is reportedly still bleeding
revenue. July ‘11, Borders will soon have to close its remaining 399 stores, laying off
some 11,000 people and going out of business, the newspaper reported. The
company has lost millions of dollars in recent years as the book industry has faced
online “Internet” competition and struggled to make the transition from print to digital
products. Wouldn’t it be nice if your family has been developing a business of your
own, and has the skills and capital for making that business work? Investing In
Stocks by Bill Gilmer can help you do this for your family.
My Money and my Time are limited, therefore the subject of a book that consumes
both my $$$ and my Time needs to be something that best interests and serves me
and my aspirations. What interests me most is learning something that will make my
life and my family’s lives better!!! Having more money to spend and invest
interests me more than any, okay, all of the subjects shown above. It’s July 16,
2011. The news is abuzz with “Harry Potter” adventure books. That author has sold
over 400 million copies of this series of books. My Time is very limited, as is my bank
account. I’d rather do something with my Time to strengthen my bank account. That
accomplishment should strengthen my happiness in my life. What do you want to do
with your life? Do you want to be an observer or a participant?
Whether I’m still working or retired, I’d like to increase my income yearly and have
greater financial security throughout my remaining life. Will any of the above books or
Harry Potter’s books do that for me? This is why I created this web-site, my Movie
Presentation, that hopefully will be part of this web-site, on my book Investing In
Stocks by Bill Gilmer.
Herein I’m promoting my book that illustrates how easily I increased my $50,000
Stock portfolio to $125,000, adding $75,000 income over this Sept ‘02 to Sept ‘03
year’s Time, working only about two hours or less each weekend. See? You can do
this and keep your present job, even if your job requires you to work either or both
weekend days. What I show in my Investing In Stocks book is my actual year of
Stock Investing Activity. I show actual Stock Market events, my weekly research,
reasoning, and my Stock transactions with my Stock portfolio, no deceit! Doing what
my book promotes should NOT interfere with one’s present occupation. My activities
took about two hours, many times less, to accomplish each weekend. It’s my belief
that a person / family with more income is happier. Look at what this could
accomplish over the remainder of one’s life! What book(s) in the above Best
Sellers list can do this for you? NONE!!! How ‘bout Investing In Stocks? Own &
Read It! I’m of the opinion that it can do this for you. We would all like to increase
our incomes each year, even after we are retired!
The cost in $$$ and Time of my book is easily justified by the return one gets from
accomplishing what Investing In Stocks by Bill Gilmer promotes. Hire a Financial
Advisor for one evening and there goes much more $$$ than the cost of my book. A
person’s family has my book to reference for life, helping each reader to earn more
money each year. Money, invested properly, grows each year. Investing In Stocks
illustrates this process. Looking at the above list of 20 Best Sellers and my
Investing In Stocks book, which book’s objective best improves your and your
family’s tangible lives?
What a very Wonderful Present for a spouse to give one’s spouse!,
then you together have a copy to share and enjoy.
Looking at the list of 20 Bestseller Books, I’m not seeing anything but “Smoke &
Mirror” subjects, fluff. Observing Investing In Stock’s profile, I’m seeing a “Meat &
Potatoes” subject that, if followed, could make me and my family richer and happier.
A book that teaches me so I can increase my and my family’s income the rest of our
lives, without interfering with my present employment, “Lights My Fire!” If I get
fired, or laid-off, or retired, I’m self-employed when I’m Investing In Stocks. This
income remains with me!, PROVIDING I’ve been very diligent over the years and
didn’t allow The Market to take my investment Capital. And provided that I watched
carefully over my expenses, minimized and intelligently selected them, and maximized
my savings, so I can maximize my investments!
I hear you saying, “I don’t have any surplus Capital with which to invest and make
$$$!” One can be creative! Almost all of us started our working lives with very little
to no Capital and built up what we have today by earning as best we can, and
minimizing our spending. The smart people learned early how to best invest what we
can set aside, to grow it as fast as we can make it grow another income. That is
what my IIS (Investing In Stocks) book is designed to help you to do. Read my IIS
book. See what I did. Emulate me!
I’ve conceived and accomplished an easy and logical plan for easily adding Stock
Investing Capital to one’s life IF you own or are buying a house. It’s called a “Line
Of Credit” (LOC) loan on your home with your bank. I did this many years ago, and
using the Capital in my home to fund my (LOC) loan and add Capital to my Stock
investments for making additional Capital there. I’ll show how this operates later.
You can get an (LOC) loan on your home from your bank, or a nearby bank. I always
buy used cars, never a new one. Save some money! One’s life’s money
management philosophy has to be “Conservation.” Minimizing one’s expenses helps
to provide Investment Capital to enhance one’s income investments. In IIS I’ll show
you what I actually did to grow my investment capital by 150% in one year!
Why not add additional income to your life?
This Investing-In-Stocks.org is the web-site for my book
Investing In Stocks by Bill Gilmer. Suggest to your friends and
acquaintances that they should go to this web-site and peruse it with pleasure! Print
this above web-site's address on sheets of paper and give these out so they will
remember and make good use of this Very Valuable Information!
This web-site is to introduce my book to you so hopefully you will want to add another
income source to your life to increase your enjoyment of your and your family’s lives.
I will show you where and how to purchase my book at what I believe will be the best
price. My IIS book will show its readers, hopefully you, what I did for these 12
months to accomplish increasing my investment capital 150%. If you want two
incomes for the rest of your life, helping you and your family to live happier lives, I
suggest you purchase and study my book, which should help its readers to live
happier lives. The only way you will truly find out is to try it and see. The purpose of
this web-site is to help you to decide to make the move. Please read on and allow
me to present some information that should help you to make the correct decision.
This wonderful Internet is an endless resource of valuable information. In this
presentation and in my IIS book I reference many web-sites I suggest you peruse for
helpful financial facts.
Gold - It’s 2012. The air is filled with advertisers trying to sell you on investing in Gold
for an investment that rewards the investor best. If that is so, why do we see all of
these people investing in Stocks? Are they unaware, naive, stupid, or what?
http://en.wikipedia.org/wiki/Gold_as_an_investment My intuition is telling me that
if owning Gold is the smart investment, almost everyone would be there. No one with
any intelligence would own any Stocks! Think about this! According to the above
web-site, over the past 5 years gold has gone from $657/oz to $1,785/oz. That’s
about 22%/year compound growth rate. From 1980 to 2000, Gold’s price went down
almost every year. Gold can be a hassle to store and handle/manage!
It’s March 25, 2012 - I have a Very Beautiful Stock I discovered in '09 that is paying
me a CASH dividend every quarter that is ~5% of the Stock’s trading value, ~20%
/year compound growth rate. The trading price of this Stock remains amazingly
constant over Time and market movements. One makes extra $$$ in this Stock by
taking the quarterly dividends that appear as Cash in one’s brokerage account, and
reinvesting that Cash into buying more of this Stock. That means when the next
quarter dividend is paid, you now own more of this stock, so you get a larger Cash
dividend. This is what is called “Compounding.” Let me demonstrate!
Reinvesting these Quarterly Cash $1.40/share Dividends in this Stock, and this
Stock’s total value in your brokerage account will more than double in value
every four years!
Go to this web-site (below) and enter some parameters and see what happens to
that money over several years. Vary a parameter or two, select the [calculate] button
and notice the results. It’s very interesting, informative!
http://www.moneychimp.com/calculator/compound_interest_calculator.htm
Via this web-site you are presently reading,
www.investing-in-stocks.org, I will reveal this above Stock to
Investors who purchase a copy of my IIS book. You have to have a
copy of my IIS book to be able to answer my dynamic question that allows the person
visiting this web-site to enter the section of this web-site where I reveal information
only for owners of my book. I change the question and answer periodically. The
answers are always in my book.
I have a dynamic code controlling access to part of this web-site that is designed to
allow only people who have my Investing In Stocks book to enter and review this
section of this web-site so I can pass specific information only to my book’s owners. I
especially appreciate the people who have purchased my book.
My (this) web-site has three purposes/options:
1. If you are a person who has not yet purchased a copy of my Investing In Stocks
book, I want to present some thoughts for you to consider, like adding another
income source to your life working in your home about 2 hours each weekend. In
my book I show what The Stock Market actually did and what I actually did in that
market and I added $75,000 to my $50,000 portfolio over that one year’s Time. I
increased my account 150%. Hey!, $500 grows to $1,250, or $5,000 grows to
$12,500. All are a 150% increase.
2. If you have just purchased my Investing In Stocks book and this is your first visit
to this, my book’s web-site since then, I want to Show You my appreciation for your
purchase of my IIS book and pass to you what is in option 3 (below).
3. If you own my Investing In Stocks book, I may have some additional thoughts for
you to consider that may help you to become a better Stock investor. Almost
always, after I finish a task, I’ll think of some things I wish I had done! This book is
no exception to that rule. I’d like to present these to you for your consideration. I
want to add value to your investment in my Investing In Stocks book w/o any
additional cost to you, but a little investment of your valuable Time to review where I
put these thoughts in this Investing-In-Stocks.org web-site.
To review what I put into options 2 & 3 above on this web-site, you have to be able to
answer correctly a question this, my web-site, will ask you. The answer is printed in
my IIS book. To answer correctly, one must have a copy of my IIS book. I change
the question periodically. My 1st question was “What are the 1st five words on page
10?”
To review what I put into options 2 & 3 above on this web-site, you have to be able to
answer correctly a question this, my web-site, will ask you. The answer is printed in
my IIS book. To answer correctly one must have a copy of my IIS book. I change the
question periodically. My 1st question was “What are the 1st five words on page 10?”
The purpose of my IIS book is to show people how easily one can increase one’s
income. The whole family can live happier lives with the added income. Please
allow me a few minutes of your valuable Time to show you how easily one can do this,
following a few not complex investment rules. In my Investing In Stocks book I show
you what I actually did over that year’s Time, and the profits I made, turning a
$50,000 investment into a $125,000 Stock portfolio, an increase of 150%. I show
what The Market did each week during that year, going up 14.25% over that year’s
time. I did over 10 times better than The Market. I show every buy and sell
transaction I made, and the research and the reasoning done for each transaction.
Please allow me to provide you with some very logical reasons people, who want to
increase their incomes and their family’s lives income over the rest of their lives,
should take a keen interest in this technology and my technique for maximizing the
gains.
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
How ‘bout adding an additional source of income to your working life and
throughout your retirement, operating in your home? You can own and
manage your own business. If you get laid-off or fired from your employment,
you still have this employment and earn income from your own business!
Job Security!
Hey, do you want to escape from your present employment? Peruse what I’m
presenting here. This could eventually be your escape to operating your own
business, or at least supplement your present job’s income with a new job’s income
that is your job in your own business!
Below is the PC spreadsheet I presented in my IIS DVD/Internet Movie
Presentation. Hopefully you will have opportunity to see the Movie. Having it here on
your PC allows you to study it better in this format, plus it allows you to capture this
material and place it into your PC’s hard drive and/or printed material for reference
and later more through study. I programmed this spreadsheet to show the effect of a
person’s (hopefully “Roth”) IRA Stock portfolio beginning at age 25 thru age 65
making annual $2,000 contributions, the 1st month of each year, earning an average
of 9.5% per year gain, The Stock Market’s average gain, with an average annual
inflation rate of 3%, about what we’ve seen over the years. The Standard & Poor 500
Index represents 500 American businesses in many Sectors (industries). That Index
has a Stock with a ticker symbol of (SPY) that represents it, if one wants to invest in
it. I used (SPY) in my book Investing In Stocks as a gauge for comparison of my
portfolios with it to see how each portfolio is doing in relation to it, to see how I’m
doing in relation to that group of American businesses. The below web-site tells you
everything you ever wanted to know, but was afraid to ask, about the S&P 500 Index:
http://en.wikipedia.org/wiki/S&P_500
Here’s a web-site for observing recent Inflation Rates:
http://www.inflationdata.com/inflation/Inflation_Rate/CurrentInflation.asp
The above appears to say our average annual inflation rate over the past 40 years is
~1.63%.
Following is the Spreadsheet’s Title and six input parameters:
Individual Retirement Account (IRA) Analysis
25 Beginning Contribution Age
65 Last Contribution Age (Retirement Age is 66)
2000 $ Annual Contribution
1 Month of each year a contribution is made (1st Day)
9.50 % Average Annual Appreciation
3.00 % Average $ Inflation/yr
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
End of Yr (Total Assets)
Value of This Year's Contribution at Retirement
Actual $ Value w Inflation
Value of This Year's Contribution
at Retirement with Inflation
Age Gain Over
25 2190.00 82605.48 2124.30 24427.46 Prev Yr
26 4588.05 75438.80 4386.68 22998.12 398.05
27 7213.91 68893.88 6802.17 21652.43 625.86
28 10089.24 62916.79 9387.17 20385.47 875.32
29 13237.71 57458.25 12159.57 19192.65 1148.48
30 16685.30 52473.29 15138.94 18069.62 1447.58
31 20460.40 47920.81 18346.62 17012.30 1775.10
32 24594.14 43763.30 21805.95 16016.86 2133.74
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
60 581771.07 3447.58 440199.43 2960.56 50473.29
61 639229.32 3148.48 482727.95 2787.32 55458.25
62 702146.10 2875.32 529275.40 2624.23 60916.79
63 771039.98 2625.86 580224.20 2470.68 66893.88
64 846478.78 2398.05 635993.11 2326.11 73438.80
65 929084.27 2190.00 697040.63 2190.00 80605.48
Each column of numbers (above) has a heading that tells what the numbers in that
column represent:
Age - is the age of the individual when each contribution is made to this Stock
portfolio, individual bought more (SPY).
End of Yr (Total Assets) - is the value of this portfolio at the owner’s age, end of
that year.
Value of This Year's Contribution at Retirement - is what this one year's
contribution has grown to at retirement age. Notice that red 82,605.48. This is
what that one age 25 $2,000 contribution will be worth at age 66. If this individual
misses the age 25 contribution, this is the amount that this portfolio will be missing
at age 66.
Actual $ Value w Inflation - what column #2's $ amount will buy in age 25 $$$s (age
25 $ buying power).
Value of This Year's Contrib at Retirement With Inflation - is what column #3's $
amount’s actual buying power at retirement age, Inflation’s affect on column 3's $
amount.
Gain Over Previous Year - is the growth of the portfolio’s capital (not counting that
year’s annual contribution) due to the annual gain rate. Notice, at age 32 this
portfolio’s annual gain is now greater than the yearly contribution.
Please Notice! - the above age 65 annual gain $80,605.48. This vividly illustrates the
inefficiency in our Social Security system. My employers and I started contributing
to my SS before my age 20. I didn’t start collecting until age 66. I was still working.
My present gross annual SS income 2011 let’s say is about $15,xxx. Compare that to
$80,605 above. The combined contributions to SS by my employers and me was far
above $2,000 / year over my longer working life from age 18 past age 65. The Fed
is ripping us working citizens off! They are dumping our SS contributions and our
employers’ contributions into the general fund account for operating our Fed
government. It becomes lost there. They should invest this $$$ in a SS account, and
invest it so it grows as shown above. We need to fire the Federal elected Damn
Democrats and Wrong-Minded Republicans, and replace them with elected law
setting officials, people who reward our citizens that work their entire working time of
their lives. We deserve better compensation for our 45 years of working, paying our
SS contribution plus Federal Income Taxes each year.
NOTE!!! While you have control of this visual information on your PC, that is also
presented in my DVD movie, I suggest you consider doing some [Print Screen] keying
on your PC’s keyboard and placing this above information in a word processing file,
building a file of information for you to have to later review and print for studying. This
will be very valuable later. Go after our Fed elected officials about treating our
working and retired citizens Social Security funds more fairly! I believe they deserve
greater respect, as do us workers who contributed to SS.
I left ages 33 thru 59 out above to conserve space. The purpose in this information is
to show how Capital Grows over Time as a result of; Annual Contributions, Time,
Growth Rate of the Capital, and how Inflation affects the activity. Our education
systems are failing our young people in that Economics 101 is not a mandatory course
in our high schools. Economics is a far, far more useful science / subject to our
citizens than Algebra, Geometry, and Trigonometry. If you are retired, notice your
annual SS pay, and notice in this spreadsheet your annual age 65 annual pay
$80,605.48 if your total contribution was only $2,000 annually. Remember, what you
pay I believe is more than matched by your employer. Our Federal government is
ripping us retired working citizens off BIG TIME! I, like Henry David Thoreau, march
to the beat of a different drummer. What $$$ is collected with the purpose of “For
Social Security” should be used expressly for SS, and not dumped into our
government’s General Operating Funds. We caused that money to be there
supposedly for our retirement funding. That is what The Fed says. What they do is
... This is why the smart worker needs to invest in a program as I’m promoting herein
to supplement one’s SS income at retirement. This fund puts YOU in charge, in
control.
Here’s a graph or so about the S&P 500 Index since 1950 to show how The Market
grows in Spits & Spurts. I suggest you peruse this web-site. It presents some very
interesting concepts:
http://www.simplestockinvesting.com/SP500-historical-real-total-returns.htm
Go to GOOGLE on the Internet and enter “s&p 500 index” into the input window and
investigate what this Index is all about. I love Google’s wealth of information on
almost any subject. I, however, find Google “Weighed In The Balance, and Found
Wanting” on the subject of “GIRLS!”
In my book, twice I went to Cash to avoid The Market that didn’t know what it wanted
to do. I knew what I didn’t want The Market to do. I didn’t want it to lose MY $$$, so
I exited The Market ‘til it behaved in a positive manner for a significant time period.
This is information that should go to people who have seen or will see my IIS DVD
Movie Presentation. This expands / helps to explain the above illustration in it. Be
sure to see my IIS DVD movie presentation when I have developed the technique to
show it on this or some website. I will announce its availability in this web-site when I
have it developed and operating to my satisfaction. I believe you will find it interesting
and informative. It’s purpose, like this web-site, is to introduce people, interested in
increasing their annual incomes, to my book Investing In Stocks by Bill Gilmer. My
book shows how easy it was for me to do this, showing my Stock investing techniques
over a year’s Time Sept 16, ‘02 to Sept 12, ‘03, increasing my Stock portfolio’s value
150% in a year’s Time, while the S&P 500 Index (The Stock Market) went up
14.25%.
Visit www.google.com and www.amazon.com. Enter “Investing In Stocks by Bill
Gilmer” into the search window and see what transpires. You’ll receive more
information than you want to take with you. There’s a lot of information there. Add
income to your life working about 2 hours, sometimes 15 minutes, each weekend as I
show in my IIS book. In this presentation I will show you my book publisher’s web-site
where you should find the best price for purchasing my IIS book. For perusing my
presentation, I THANK YOU!
(This following review was written by a third person. My publisher,
Author House, got a professional book reviewer to review IIS and write
her comments.) Over this year’s Time Gilmer took his initial and only investment of
$50,000 in his Stock portfolio up to a total value of $125,000, a gain of 150%. Over
this same year, one share of (SPY) (the S&P 500 Index, who’s performance most
Mutual Funds can’t match), he put into his portfolio over this year so as to measure his
portfolio against (SPY) <(The Stock’s Exchange, Ticker symbol / ID). It increased in
value 14.25%. His own managed Stock portfolio did 10 times better than the S&P
500 Index. You don’t have $50,000 to invest? Invest what you feel comfortable
investing.
The book’s size shows the details Gilmer wants to provide the reader. It has a 38
page Glossary of Terms to explain the words / phrases involved in this activity and
therefore the technology of Investing In Stocks. If one works on the road all week
and can’t watch The Market, Gilmer’s procedure considers this restriction. It vividly
illustrates how one should go about deciding what one should do in The Market on
each of the 52 weekends of this year. If any Trades were desired, they were setup
only over each weekend via the Internet on your Stock broker’s web-site so their
computer would make the Trades for us on Monday morning when The Market
opened. If one is on-the-road all week and can’t tend to one’s Stocks, that is not a
problem. That’s why Gilmer reviewed The Market and entered any Trades on his
Stock broker’s computer via the Internet only on the weekends.
Investing In Stocks starts by introducing the reader to the Internet and how to use its
resources to maintain:
1. An awareness of The Market’s performance, how to use the Stock investor’s tools
there to evaluate how The Market is performing, is it doing well or badly? If The
Market is performing badly, Gilmer advises staying out of it to avoid a loss in your
very valuable Investment Capital. Loss Avoidance is equally as important as is
Capital Gaines. In the year from about March ‘08 to March ‘09 he was in Cash,
owned No Stocks to avoid losses to his investment Capital. That worked very well.
His Cash in both his Brokerage and his Roth IRA accounts gained value each month
with the Interest on that Cash paid there by his broker. He might have done better
to have been invested in a good dividend paying Stock, provided the Stock’s trading
price didn’t go down.
2. An awareness of various Stocks’ performance, owned and not owned, as to which
ones are doing well, and which of those are performing best, and recognizing which
ones are doing badly and should be avoided. Too many Stock owners are
apathetic or lazy and do not maximize their Investment Capital’s maximum
performance, thereby failing to provide themselves a very nice retirement.
Gilmer shows each of the year’s 52 weekend’s activities to perform the above
activities and determine what are the best actions to take to cause his portfolio of
Stocks and or Cash to perform best for the next week. Some weeks he was in
Cash, owned No Stocks, to ensure loss prevention to his portfolio’s Capital when The
Market was performing badly. The Internet has web-sites, shown in IIS, that rank all
of the Stocks on various parameters, % gain is one of them, so as to start with the
present best performers, and avoiding the worst performers.
The graphs of these Stocks over the past 10 trading days easily shows the
performance of these selected Stocks against each other to show which performed
best over the past week or two, therefore were the ones to own over the next week
and maybe longer to grow his portfolio best. How does one tell what some Stocks
are going to do over the next year or more? The only technique he has to use is to
extrapolate what these Stocks have been doing over the past 10 or more trading
days. Gilmer claims that no one can see with any accuracy what any Stock or group
of Stocks will do over the next year. Too many variables that can derail the best of a
business’s plans over the coming year. The next week or more, however, is usually
an extrapolation of the previous week or 10 days or more. Doing this each week
provides the best available methodology for controlling one’s portfolio over the future.
Yes, there will be many trades, buys and sells, over a year’s Time, but the results,
150% gain vrs 14.25% staying with one Stock over a year’s Time, well, which is the
best in your opinion. The Time expense is two hours each weekend, typically. If a
review each week costs one 104 hours a year, Gilmer made $75,000. That’s an
hourly pay of ~$720 / hour. Not bad compensation. Obviously, the more Capital in
one’s portfolio, the higher one’s hourly compensation, IF The Market is positive. Each
Stock trade (sell or buy), irrespective of the quantity of shares, at many brokers is
less than $10.
He must have done things right to grow his portfolio 150% over this year’s Time
against the S&P 500 Index’s growth (The Stock Market) rate of only 14.25%. The
S&P 500 best represents the performance of The (Stock) Market. It is a composite
of 500 quality businesses’ Stocks in the USA. Contrary to hiring an Investment
Advisor for one evening at a considerable expense, owning and reading Investing In
Stocks to teach you these Stock Market situations on about every page and seeing
how Bill Gilmer handled them will be yours for your whole family for your lives, to learn
and abide by these principles.
Many people enjoy playing Chess, cards, cross-road puzzles, etc, because of the fun
it is to take on a challenge and accomplishing, winning at it. It’s especially enjoyable if
in winning it pays one $$$. That is exactly what Investing In Stocks activity can do
for those who take it on with the pleasure of accomplishing a challenge. It makes one
richer, IF The Stock Market is moving in a positive direction! There are times when
you want to Hold ’um, and there are times when you want to Fold ‘um! Stocks, that
is! IIS shows how to read The Mood of The Market to tell if you want to own some
Stocks, or you want to park your cash so as to be ready for when The Market turns
and becomes a place to very carefully invest. In IIS, there were a couple of times or
so when he was in Cash. It’s important to accurately “Read The Market” and know
when to invest and when to divest.
(This is the end of the third person’s introduction.)
Remember... Please keep in mind that-
There are times when one should “Hold
‘um.” There are times when one should
“Fold ‘um.”
When in doubt, Invest In Stocks in Simulation Mode. Don’t actually buy or sell any
Stocks. Pseudoly buy and sell Stocks, as if for real. Test “The Market.” See if you
can perform capital gains wise to your satisfaction in Simulation mode. If you can
make $$$, begin to ease in. If you can’t, if in doubt, stay out! I show how to
do this in my Investing In Stocks book! I did this a couple of times in my IIS book.
If you are wondering about articles in print talking about my book, get on the Internet
and go to google.com and enter into its [Search Window] “book investing in stocks by
Gilmer” and see the many articles there presenting my book. A lot of people wanted
to comment on my book. Some articles will say William Gilmer, most will say Bill
Gilmer. My initial publication had my name as William S. Gilmer. I didn’t like what I
failed to mention on some aspects, so I enhanced it and republished it with my name
Bill Gilmer. You should not be able to purchase the edition with “William Gilmer” as
the author. That copy was supposed to have been removed from inventory. Be sure
your copy has Bill Gilmer as author on the front cover.
Order IIS Book:
To get more information on my book and me, the author, go to this book’s printer
AuthorHouse’s web-site: http://www.authorhouse.com/. In window [Title, Author,
ISBN] enter the author’s name Bill Gilmer. Select the Red button ‘[SEARCH]’. Select
my book’s cover to get the three presentations offered. Review Tab “Overview” that
is presented there. Then select Tab “Free Preview”. Then select Tab “About the
Author”. Review all three of these. If you are ready to purchase a copy, select the
Tan button [ADD TO CART]. Select button [Checkout]. Fill in the information
requested there so they can bill you, and ship a copy of IIS to your correct address.
THANK YOU!!!
I believe you will be very pleased with the information provided for you to add income
to your life! Your whole family will be pleased with the added wealth each person
should now possess, adding happiness to their lives. Tell your relatives and friends
about this web-site:
www.investing-in-stocks.org.
Go to www.amazon.com, books, and search for Investing In Stocks by Bill Gilmer. I
believe you will find the price @ Amazon to be higher than AuthorHouse.
Remember, IIS is designed to help you to
INCREASE YOUR INCOME!
AuthorHouse is where I suggest you order a copy of IIS. I believe the price will
be lowest there. Okay, I heard that. Yes, the price and the book’s size are both a lot
larger than the typical fair at the book store. When I want to know something, I turn
to google.com. Ask Google “average cost of a college textbook” and see what is
revealed. These books are NOT in color nor are they as large, etc. IIS is in color and
with Graphics in order for it to be more easily read and understood. For that same
reason, the page count is 475 and the page size is 8 ½ x 11 inches in order for me to
properly explain the concepts I need to present for the reader to understand what this
occupation requires of its participants. IIS is a Quality Product! This occupation, if
well taught, will serve its participants very well the rest of their lives. If what I present
is followed, one should become richer. This is Author House’s (my publisher’s) book
store. Select the Tan [Add To Cart] button. Proceed from here to place your
order. Charge it on your credit card. You and your family will be very proud of this
decision the rest of your lives with your additional income. My IIS book shows the
readers what I did and how I did it! Emulate Me!
This web-site for my IIS book is under construction! Some planned options for
my web-site are not yet present. I will provide additional information soon. For later
reference, Save this web-site address:
"www.investing-in-stocks.org"
Visit this site again soon, please. Recommend to your all of your friends that they
should visit this web-site address and enjoy the additional income into their lives.
Visiting this web-site will always be a FREE, no charge event.
Bill Gilmer, the author.
Before I end this presentation,
Below is a pin-up for your study wall
that I believe you and your friends will enjoy. Capture it’s image with it on your PC’s
display, Paste/Print it on a blank page with your word processor, format it to best suit
your desires, and print it on a sheet of 110 pound (stiffer) paper. Either punch a hole
in the center across the top to hang it on a hook of some kind, or Scotch Tape it to a
surface in a place where people can easily see and enjoy it! Please leave my book’s
information at the bottom.
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Today’s Stock Market Report
Helium was up, feathers were down.
Paper was stationary.
Florescent tubing was dimmed in light trading.
Knives were up sharply.
Cows steered into a bull market.
Pencils lost a few points.
Hiking equipment was trailing.
Elevators rose, while escalators continued their slow decline.
Weights weighed down in heavy trading.
Light switches were off.
Mining equipment hit rock bottom.
Diapers remain unchanged.
Shipping lines stayed at an even keel.
The market for raisins dried up.
Coca Cola fizzled.
From: Investing In Stocks, book by Bill Gilmer
Visit web-site: investing-in-stocks.org for information you may find very $$$
helpful! This PIN-UP is from that web-site.
schedule, you can perform as I’m suggesting herein and in my Investing In Stocks
(IIS) book, adding income to your life. You will not have to deal with people. My
methodology is to use one’s PC and to operate two or three fun and easy to operate
web-sites on the Internet. I want to show you in this web-site presentation what I
easily actually did to take my investment of $50,000 up 150% to $125,000 over a
twelve month time period to accomplish this. Your cost for this information is a little of
your valuable Time to review this web-site you are now observing and allow me to
explain, illustrate what I did. Learning about this activity on this web-site will be of no
$$$ cost to you. I ask you to allow me a little of your Valuable Time to present some
thoughts for your consideration. If you like what I’m presenting here to you, suggest
to your friends & acquaintances that they should review this material for their life’s
improvement by going to this web-site: http:\www.investing-in-stocks.org.
I plan to make changes/updates to this web-site to maintain its
usefulness to you. For you to have the latest version, never keep a copy of this web-
site in your PC. Reload it from web-site investing-in-stocks.org when you wish to
review it. I want you to always have the latest, most current copy to review. I will
use this web-site to make updates/corrections to my Investing In Stocks book. If
you own a copy of my IIS book, I suggest that you reference this web-site periodically
to help me to help you to keep your copy of IIS up-to-date. I can update
AuthorHouse’s master copy to sell to new buyers, but that doesn’t update your copy
unless you buy a new IIS book. Let’s make good use of this marvelous Internet
that can serve us so nicely! I need time to develop my technique for doing this. At
the front of this web-site I’ll inform IIS owners of these updates. I need to get my IIS
sales moving. Help us by mentioning this Investing-In-Stocks.org web-site to your
friends. Let’s all have a 2nd source of income in our lives!
One might ask, Why is Bill Gilmer offering this investment information rich web-site’s
information free to any readers, helping them to live wealthier, happier lives? BilI
responds, "I get the most pleasure in my life when I can do something nice for another
person(s), to help others to have happier lives. A very nice something that my
wonderful parents taught me!"
Other Stock Investing books typically give the readers theories from the author. I’d
rather you learn from my actual experiences because these are real. They actually
happened. That is what I present, a year of my Investing In Stocks and one can
witness what The Market actually did, what I actually did, why I did it (research), and
the nice results of that actual activity. In my IIS book I show every trade I made
that year! My book is large and in color to reveal all of the details, to do the best
job I know how to train people as best I can. What I show is PRACTICE, what I
actually did and you see my theory and reasoning, and what actually happened for
a year, not just theory. You’ll see a few actual investments I make that went South on
me. This will happen! I quickly reacted to these and corrected the problems. As
the ol’ saying goes, “Into every life, a little rain must fall!” As you will see, I did
exceedingly well.
I developed a very informative over 30 minute DVD movie on this subject. My plan is
to eventually offer this or parts of this movie to my IIS book’s web-site visitors. I
joined Yahoo’s http://smallbusiness.yahoo.com/webhosting to help me assemble
all of this information and present it in a format that will be most interesting and
informative. A movie has a lot of information presented every minute of its operation.
This has a way of quickly overrunning an internet’s connection’s capacity. I’ll add this
to this web-site as I gain the capability to do so. I want to present this information in
this Prose format first.
Question for you... Would you like to add another source of
income/earnings to have a better life for your entire family and retire in more
economic comfort? If your answer is YES, I suggest you review the following
presentation on how to easily modify your lifestyle and add another income source,
instead of only one, or two, if married to a working spouse. This added income
activity, working about two hours on each weekend at your schedule, should NOT
interfere with your present employment and life. If I can read a book that will teach
me how to earn extra income over the remainder of my life, THAT’S A BOOK,
“INVESTING IN STOCKS”, I’ll create the Time to peruse with pleasure!
Answer this very important question for yourself and your family!
In which of the following 20 Best Selling Books would you have the most
interest? Which is going to add the most pleasure to your and your family’s
lives? People buying these books put them onto this list.
The Top 20 bestsellers of 2009
(based on sales at Barnes & Noble.com through October 19, 2009)
1. The Lost Symbol: by Dan Brown (Hardcover)
2. Twilight Saga Collection: by Stephenie Meyer (Hardcover)
3. Liberty and Tyranny, A Conservative Manifesto: by Mark R. Levin (Hardcover)
4. Breaking Dawn: by Stephenie Meyer (Hardcover)
5. Act Like a Lady, Think Like a Man: by Steve Harvey (Hardcover)
6. Eclipse: by Stephenie Meyer (Hardcover)
7. Outliers, The Story of Success: by Malcolm Gladwell (Hardcover)
8. Cook Yourself Thin, The Delicious Way to Drop a Dress Size: by Lifetime
Television (Paperback)
9. The Shack, Where Tragedy Confronts Eternity: by William P. Young (Paperback)
10. Sookie Stackhouse Box Set (Sookie Stackhouse): by Charlaine Harris
(Paperback)
11. New Moon: by Stephenie Meyer (Paperback)
12. The Last Olympian (Percy Jackson and the Olympians Series #5): by Rick
Riordan (Hardcover)
13. Dead and Gone (Sookie Stackhouse / Southern Vampire Series): by Charlaine
Harris (Hardcover)
14. Finger Lickin' Fifteen (Stephanie Plum Series #15): by Janet Evanovich
(Hardcover)
15. Dog Days (Diary of a Wimpy Kid Series #4): by Jeff Kinney (Hardcover)
16. Mastering the Art of French Cooking, Volume 1: by Julia Child (Hardcover)
17. The Associate: by John Grisham (Hardcover)
18. The Time Traveler's Wife: by Audrey Niffenegger (Paperback)
19. The Last Straw (Diary of a Wimpy Kid Series #3): by Jeff Kinney (Hardcover)
20. I Can Make You Thin: The Revolutionary System Used by More Than 3 Million
People: by Paul McKenna
February 7, 2012 (7:35am) - NPR News this morning made a presentation on Charles
Dickens as an author of many well read books. I believe, observing what my IIS book
presents, would do the reader the most good. I’d rather be educated and be
wealthier, than to be entertained.
What do you want to do with your life, spend it, or invest it? What will make you
most proud of what you have been doing with your life over recent years, reading
subjects covered by the above books? There’s nothing in any of these books that
interests me. My Time is more valuable than these topics covered. Increasing my
income to help me and my family to have happier lives, now THAT’S a subject that
lights my fire! I’m suggesting your perusing book Investing In Stocks by Bill Gilmer
because it offers a much superior Return On Investment of your valuable Time and
Capital than all of these Best-Selling books. Why not read a book that will make you
and your family RICHER and more FINANCIALLY SECURE? Yes, Happier too!
The reading is more involved than reading a novel, but why not invest your life in
something that is economically rewarding? Accomplish something very rewarding to
your whole family! It’s July ‘11. You or your spouse has been a faithful employee of
Borders Books for many years. Here’s the news! Borders has shut down 200
locations since it filed for bankruptcy in February ‘11, but is reportedly still bleeding
revenue. July ‘11, Borders will soon have to close its remaining 399 stores, laying off
some 11,000 people and going out of business, the newspaper reported. The
company has lost millions of dollars in recent years as the book industry has faced
online “Internet” competition and struggled to make the transition from print to digital
products. Wouldn’t it be nice if your family has been developing a business of your
own, and has the skills and capital for making that business work? Investing In
Stocks by Bill Gilmer can help you do this for your family.
My Money and my Time are limited, therefore the subject of a book that consumes
both my $$$ and my Time needs to be something that best interests and serves me
and my aspirations. What interests me most is learning something that will make my
life and my family’s lives better!!! Having more money to spend and invest
interests me more than any, okay, all of the subjects shown above. It’s July 16,
2011. The news is abuzz with “Harry Potter” adventure books. That author has sold
over 400 million copies of this series of books. My Time is very limited, as is my bank
account. I’d rather do something with my Time to strengthen my bank account. That
accomplishment should strengthen my happiness in my life. What do you want to do
with your life? Do you want to be an observer or a participant?
Whether I’m still working or retired, I’d like to increase my income yearly and have
greater financial security throughout my remaining life. Will any of the above books or
Harry Potter’s books do that for me? This is why I created this web-site, my Movie
Presentation, that hopefully will be part of this web-site, on my book Investing In
Stocks by Bill Gilmer.
Herein I’m promoting my book that illustrates how easily I increased my $50,000
Stock portfolio to $125,000, adding $75,000 income over this Sept ‘02 to Sept ‘03
year’s Time, working only about two hours or less each weekend. See? You can do
this and keep your present job, even if your job requires you to work either or both
weekend days. What I show in my Investing In Stocks book is my actual year of
Stock Investing Activity. I show actual Stock Market events, my weekly research,
reasoning, and my Stock transactions with my Stock portfolio, no deceit! Doing what
my book promotes should NOT interfere with one’s present occupation. My activities
took about two hours, many times less, to accomplish each weekend. It’s my belief
that a person / family with more income is happier. Look at what this could
accomplish over the remainder of one’s life! What book(s) in the above Best
Sellers list can do this for you? NONE!!! How ‘bout Investing In Stocks? Own &
Read It! I’m of the opinion that it can do this for you. We would all like to increase
our incomes each year, even after we are retired!
The cost in $$$ and Time of my book is easily justified by the return one gets from
accomplishing what Investing In Stocks by Bill Gilmer promotes. Hire a Financial
Advisor for one evening and there goes much more $$$ than the cost of my book. A
person’s family has my book to reference for life, helping each reader to earn more
money each year. Money, invested properly, grows each year. Investing In Stocks
illustrates this process. Looking at the above list of 20 Best Sellers and my
Investing In Stocks book, which book’s objective best improves your and your
family’s tangible lives?
What a very Wonderful Present for a spouse to give one’s spouse!,
then you together have a copy to share and enjoy.
Looking at the list of 20 Bestseller Books, I’m not seeing anything but “Smoke &
Mirror” subjects, fluff. Observing Investing In Stock’s profile, I’m seeing a “Meat &
Potatoes” subject that, if followed, could make me and my family richer and happier.
A book that teaches me so I can increase my and my family’s income the rest of our
lives, without interfering with my present employment, “Lights My Fire!” If I get
fired, or laid-off, or retired, I’m self-employed when I’m Investing In Stocks. This
income remains with me!, PROVIDING I’ve been very diligent over the years and
didn’t allow The Market to take my investment Capital. And provided that I watched
carefully over my expenses, minimized and intelligently selected them, and maximized
my savings, so I can maximize my investments!
I hear you saying, “I don’t have any surplus Capital with which to invest and make
$$$!” One can be creative! Almost all of us started our working lives with very little
to no Capital and built up what we have today by earning as best we can, and
minimizing our spending. The smart people learned early how to best invest what we
can set aside, to grow it as fast as we can make it grow another income. That is
what my IIS (Investing In Stocks) book is designed to help you to do. Read my IIS
book. See what I did. Emulate me!
I’ve conceived and accomplished an easy and logical plan for easily adding Stock
Investing Capital to one’s life IF you own or are buying a house. It’s called a “Line
Of Credit” (LOC) loan on your home with your bank. I did this many years ago, and
using the Capital in my home to fund my (LOC) loan and add Capital to my Stock
investments for making additional Capital there. I’ll show how this operates later.
You can get an (LOC) loan on your home from your bank, or a nearby bank. I always
buy used cars, never a new one. Save some money! One’s life’s money
management philosophy has to be “Conservation.” Minimizing one’s expenses helps
to provide Investment Capital to enhance one’s income investments. In IIS I’ll show
you what I actually did to grow my investment capital by 150% in one year!
Why not add additional income to your life?
This Investing-In-Stocks.org is the web-site for my book
Investing In Stocks by Bill Gilmer. Suggest to your friends and
acquaintances that they should go to this web-site and peruse it with pleasure! Print
this above web-site's address on sheets of paper and give these out so they will
remember and make good use of this Very Valuable Information!
This web-site is to introduce my book to you so hopefully you will want to add another
income source to your life to increase your enjoyment of your and your family’s lives.
I will show you where and how to purchase my book at what I believe will be the best
price. My IIS book will show its readers, hopefully you, what I did for these 12
months to accomplish increasing my investment capital 150%. If you want two
incomes for the rest of your life, helping you and your family to live happier lives, I
suggest you purchase and study my book, which should help its readers to live
happier lives. The only way you will truly find out is to try it and see. The purpose of
this web-site is to help you to decide to make the move. Please read on and allow
me to present some information that should help you to make the correct decision.
This wonderful Internet is an endless resource of valuable information. In this
presentation and in my IIS book I reference many web-sites I suggest you peruse for
helpful financial facts.
Gold - It’s 2012. The air is filled with advertisers trying to sell you on investing in Gold
for an investment that rewards the investor best. If that is so, why do we see all of
these people investing in Stocks? Are they unaware, naive, stupid, or what?
http://en.wikipedia.org/wiki/Gold_as_an_investment My intuition is telling me that
if owning Gold is the smart investment, almost everyone would be there. No one with
any intelligence would own any Stocks! Think about this! According to the above
web-site, over the past 5 years gold has gone from $657/oz to $1,785/oz. That’s
about 22%/year compound growth rate. From 1980 to 2000, Gold’s price went down
almost every year. Gold can be a hassle to store and handle/manage!
It’s March 25, 2012 - I have a Very Beautiful Stock I discovered in '09 that is paying
me a CASH dividend every quarter that is ~5% of the Stock’s trading value, ~20%
/year compound growth rate. The trading price of this Stock remains amazingly
constant over Time and market movements. One makes extra $$$ in this Stock by
taking the quarterly dividends that appear as Cash in one’s brokerage account, and
reinvesting that Cash into buying more of this Stock. That means when the next
quarter dividend is paid, you now own more of this stock, so you get a larger Cash
dividend. This is what is called “Compounding.” Let me demonstrate!
Reinvesting these Quarterly Cash $1.40/share Dividends in this Stock, and this
Stock’s total value in your brokerage account will more than double in value
every four years!
Go to this web-site (below) and enter some parameters and see what happens to
that money over several years. Vary a parameter or two, select the [calculate] button
and notice the results. It’s very interesting, informative!
http://www.moneychimp.com/calculator/compound_interest_calculator.htm
Via this web-site you are presently reading,
www.investing-in-stocks.org, I will reveal this above Stock to
Investors who purchase a copy of my IIS book. You have to have a
copy of my IIS book to be able to answer my dynamic question that allows the person
visiting this web-site to enter the section of this web-site where I reveal information
only for owners of my book. I change the question and answer periodically. The
answers are always in my book.
I have a dynamic code controlling access to part of this web-site that is designed to
allow only people who have my Investing In Stocks book to enter and review this
section of this web-site so I can pass specific information only to my book’s owners. I
especially appreciate the people who have purchased my book.
My (this) web-site has three purposes/options:
1. If you are a person who has not yet purchased a copy of my Investing In Stocks
book, I want to present some thoughts for you to consider, like adding another
income source to your life working in your home about 2 hours each weekend. In
my book I show what The Stock Market actually did and what I actually did in that
market and I added $75,000 to my $50,000 portfolio over that one year’s Time. I
increased my account 150%. Hey!, $500 grows to $1,250, or $5,000 grows to
$12,500. All are a 150% increase.
2. If you have just purchased my Investing In Stocks book and this is your first visit
to this, my book’s web-site since then, I want to Show You my appreciation for your
purchase of my IIS book and pass to you what is in option 3 (below).
3. If you own my Investing In Stocks book, I may have some additional thoughts for
you to consider that may help you to become a better Stock investor. Almost
always, after I finish a task, I’ll think of some things I wish I had done! This book is
no exception to that rule. I’d like to present these to you for your consideration. I
want to add value to your investment in my Investing In Stocks book w/o any
additional cost to you, but a little investment of your valuable Time to review where I
put these thoughts in this Investing-In-Stocks.org web-site.
To review what I put into options 2 & 3 above on this web-site, you have to be able to
answer correctly a question this, my web-site, will ask you. The answer is printed in
my IIS book. To answer correctly, one must have a copy of my IIS book. I change
the question periodically. My 1st question was “What are the 1st five words on page
10?”
To review what I put into options 2 & 3 above on this web-site, you have to be able to
answer correctly a question this, my web-site, will ask you. The answer is printed in
my IIS book. To answer correctly one must have a copy of my IIS book. I change the
question periodically. My 1st question was “What are the 1st five words on page 10?”
The purpose of my IIS book is to show people how easily one can increase one’s
income. The whole family can live happier lives with the added income. Please
allow me a few minutes of your valuable Time to show you how easily one can do this,
following a few not complex investment rules. In my Investing In Stocks book I show
you what I actually did over that year’s Time, and the profits I made, turning a
$50,000 investment into a $125,000 Stock portfolio, an increase of 150%. I show
what The Market did each week during that year, going up 14.25% over that year’s
time. I did over 10 times better than The Market. I show every buy and sell
transaction I made, and the research and the reasoning done for each transaction.
Please allow me to provide you with some very logical reasons people, who want to
increase their incomes and their family’s lives income over the rest of their lives,
should take a keen interest in this technology and my technique for maximizing the
gains.
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How ‘bout adding an additional source of income to your working life and
throughout your retirement, operating in your home? You can own and
manage your own business. If you get laid-off or fired from your employment,
you still have this employment and earn income from your own business!
Job Security!
Hey, do you want to escape from your present employment? Peruse what I’m
presenting here. This could eventually be your escape to operating your own
business, or at least supplement your present job’s income with a new job’s income
that is your job in your own business!
Below is the PC spreadsheet I presented in my IIS DVD/Internet Movie
Presentation. Hopefully you will have opportunity to see the Movie. Having it here on
your PC allows you to study it better in this format, plus it allows you to capture this
material and place it into your PC’s hard drive and/or printed material for reference
and later more through study. I programmed this spreadsheet to show the effect of a
person’s (hopefully “Roth”) IRA Stock portfolio beginning at age 25 thru age 65
making annual $2,000 contributions, the 1st month of each year, earning an average
of 9.5% per year gain, The Stock Market’s average gain, with an average annual
inflation rate of 3%, about what we’ve seen over the years. The Standard & Poor 500
Index represents 500 American businesses in many Sectors (industries). That Index
has a Stock with a ticker symbol of (SPY) that represents it, if one wants to invest in
it. I used (SPY) in my book Investing In Stocks as a gauge for comparison of my
portfolios with it to see how each portfolio is doing in relation to it, to see how I’m
doing in relation to that group of American businesses. The below web-site tells you
everything you ever wanted to know, but was afraid to ask, about the S&P 500 Index:
http://en.wikipedia.org/wiki/S&P_500
Here’s a web-site for observing recent Inflation Rates:
http://www.inflationdata.com/inflation/Inflation_Rate/CurrentInflation.asp
The above appears to say our average annual inflation rate over the past 40 years is
~1.63%.
Following is the Spreadsheet’s Title and six input parameters:
Individual Retirement Account (IRA) Analysis
25 Beginning Contribution Age
65 Last Contribution Age (Retirement Age is 66)
2000 $ Annual Contribution
1 Month of each year a contribution is made (1st Day)
9.50 % Average Annual Appreciation
3.00 % Average $ Inflation/yr
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End of Yr (Total Assets)
Value of This Year's Contribution at Retirement
Actual $ Value w Inflation
Value of This Year's Contribution
at Retirement with Inflation
Age Gain Over
25 2190.00 82605.48 2124.30 24427.46 Prev Yr
26 4588.05 75438.80 4386.68 22998.12 398.05
27 7213.91 68893.88 6802.17 21652.43 625.86
28 10089.24 62916.79 9387.17 20385.47 875.32
29 13237.71 57458.25 12159.57 19192.65 1148.48
30 16685.30 52473.29 15138.94 18069.62 1447.58
31 20460.40 47920.81 18346.62 17012.30 1775.10
32 24594.14 43763.30 21805.95 16016.86 2133.74
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60 581771.07 3447.58 440199.43 2960.56 50473.29
61 639229.32 3148.48 482727.95 2787.32 55458.25
62 702146.10 2875.32 529275.40 2624.23 60916.79
63 771039.98 2625.86 580224.20 2470.68 66893.88
64 846478.78 2398.05 635993.11 2326.11 73438.80
65 929084.27 2190.00 697040.63 2190.00 80605.48
Each column of numbers (above) has a heading that tells what the numbers in that
column represent:
Age - is the age of the individual when each contribution is made to this Stock
portfolio, individual bought more (SPY).
End of Yr (Total Assets) - is the value of this portfolio at the owner’s age, end of
that year.
Value of This Year's Contribution at Retirement - is what this one year's
contribution has grown to at retirement age. Notice that red 82,605.48. This is
what that one age 25 $2,000 contribution will be worth at age 66. If this individual
misses the age 25 contribution, this is the amount that this portfolio will be missing
at age 66.
Actual $ Value w Inflation - what column #2's $ amount will buy in age 25 $$$s (age
25 $ buying power).
Value of This Year's Contrib at Retirement With Inflation - is what column #3's $
amount’s actual buying power at retirement age, Inflation’s affect on column 3's $
amount.
Gain Over Previous Year - is the growth of the portfolio’s capital (not counting that
year’s annual contribution) due to the annual gain rate. Notice, at age 32 this
portfolio’s annual gain is now greater than the yearly contribution.
Please Notice! - the above age 65 annual gain $80,605.48. This vividly illustrates the
inefficiency in our Social Security system. My employers and I started contributing
to my SS before my age 20. I didn’t start collecting until age 66. I was still working.
My present gross annual SS income 2011 let’s say is about $15,xxx. Compare that to
$80,605 above. The combined contributions to SS by my employers and me was far
above $2,000 / year over my longer working life from age 18 past age 65. The Fed
is ripping us working citizens off! They are dumping our SS contributions and our
employers’ contributions into the general fund account for operating our Fed
government. It becomes lost there. They should invest this $$$ in a SS account, and
invest it so it grows as shown above. We need to fire the Federal elected Damn
Democrats and Wrong-Minded Republicans, and replace them with elected law
setting officials, people who reward our citizens that work their entire working time of
their lives. We deserve better compensation for our 45 years of working, paying our
SS contribution plus Federal Income Taxes each year.
NOTE!!! While you have control of this visual information on your PC, that is also
presented in my DVD movie, I suggest you consider doing some [Print Screen] keying
on your PC’s keyboard and placing this above information in a word processing file,
building a file of information for you to have to later review and print for studying. This
will be very valuable later. Go after our Fed elected officials about treating our
working and retired citizens Social Security funds more fairly! I believe they deserve
greater respect, as do us workers who contributed to SS.
I left ages 33 thru 59 out above to conserve space. The purpose in this information is
to show how Capital Grows over Time as a result of; Annual Contributions, Time,
Growth Rate of the Capital, and how Inflation affects the activity. Our education
systems are failing our young people in that Economics 101 is not a mandatory course
in our high schools. Economics is a far, far more useful science / subject to our
citizens than Algebra, Geometry, and Trigonometry. If you are retired, notice your
annual SS pay, and notice in this spreadsheet your annual age 65 annual pay
$80,605.48 if your total contribution was only $2,000 annually. Remember, what you
pay I believe is more than matched by your employer. Our Federal government is
ripping us retired working citizens off BIG TIME! I, like Henry David Thoreau, march
to the beat of a different drummer. What $$$ is collected with the purpose of “For
Social Security” should be used expressly for SS, and not dumped into our
government’s General Operating Funds. We caused that money to be there
supposedly for our retirement funding. That is what The Fed says. What they do is
... This is why the smart worker needs to invest in a program as I’m promoting herein
to supplement one’s SS income at retirement. This fund puts YOU in charge, in
control.
Here’s a graph or so about the S&P 500 Index since 1950 to show how The Market
grows in Spits & Spurts. I suggest you peruse this web-site. It presents some very
interesting concepts:
http://www.simplestockinvesting.com/SP500-historical-real-total-returns.htm
Go to GOOGLE on the Internet and enter “s&p 500 index” into the input window and
investigate what this Index is all about. I love Google’s wealth of information on
almost any subject. I, however, find Google “Weighed In The Balance, and Found
Wanting” on the subject of “GIRLS!”
In my book, twice I went to Cash to avoid The Market that didn’t know what it wanted
to do. I knew what I didn’t want The Market to do. I didn’t want it to lose MY $$$, so
I exited The Market ‘til it behaved in a positive manner for a significant time period.
This is information that should go to people who have seen or will see my IIS DVD
Movie Presentation. This expands / helps to explain the above illustration in it. Be
sure to see my IIS DVD movie presentation when I have developed the technique to
show it on this or some website. I will announce its availability in this web-site when I
have it developed and operating to my satisfaction. I believe you will find it interesting
and informative. It’s purpose, like this web-site, is to introduce people, interested in
increasing their annual incomes, to my book Investing In Stocks by Bill Gilmer. My
book shows how easy it was for me to do this, showing my Stock investing techniques
over a year’s Time Sept 16, ‘02 to Sept 12, ‘03, increasing my Stock portfolio’s value
150% in a year’s Time, while the S&P 500 Index (The Stock Market) went up
14.25%.
Visit www.google.com and www.amazon.com. Enter “Investing In Stocks by Bill
Gilmer” into the search window and see what transpires. You’ll receive more
information than you want to take with you. There’s a lot of information there. Add
income to your life working about 2 hours, sometimes 15 minutes, each weekend as I
show in my IIS book. In this presentation I will show you my book publisher’s web-site
where you should find the best price for purchasing my IIS book. For perusing my
presentation, I THANK YOU!
(This following review was written by a third person. My publisher,
Author House, got a professional book reviewer to review IIS and write
her comments.) Over this year’s Time Gilmer took his initial and only investment of
$50,000 in his Stock portfolio up to a total value of $125,000, a gain of 150%. Over
this same year, one share of (SPY) (the S&P 500 Index, who’s performance most
Mutual Funds can’t match), he put into his portfolio over this year so as to measure his
portfolio against (SPY) <(The Stock’s Exchange, Ticker symbol / ID). It increased in
value 14.25%. His own managed Stock portfolio did 10 times better than the S&P
500 Index. You don’t have $50,000 to invest? Invest what you feel comfortable
investing.
The book’s size shows the details Gilmer wants to provide the reader. It has a 38
page Glossary of Terms to explain the words / phrases involved in this activity and
therefore the technology of Investing In Stocks. If one works on the road all week
and can’t watch The Market, Gilmer’s procedure considers this restriction. It vividly
illustrates how one should go about deciding what one should do in The Market on
each of the 52 weekends of this year. If any Trades were desired, they were setup
only over each weekend via the Internet on your Stock broker’s web-site so their
computer would make the Trades for us on Monday morning when The Market
opened. If one is on-the-road all week and can’t tend to one’s Stocks, that is not a
problem. That’s why Gilmer reviewed The Market and entered any Trades on his
Stock broker’s computer via the Internet only on the weekends.
Investing In Stocks starts by introducing the reader to the Internet and how to use its
resources to maintain:
1. An awareness of The Market’s performance, how to use the Stock investor’s tools
there to evaluate how The Market is performing, is it doing well or badly? If The
Market is performing badly, Gilmer advises staying out of it to avoid a loss in your
very valuable Investment Capital. Loss Avoidance is equally as important as is
Capital Gaines. In the year from about March ‘08 to March ‘09 he was in Cash,
owned No Stocks to avoid losses to his investment Capital. That worked very well.
His Cash in both his Brokerage and his Roth IRA accounts gained value each month
with the Interest on that Cash paid there by his broker. He might have done better
to have been invested in a good dividend paying Stock, provided the Stock’s trading
price didn’t go down.
2. An awareness of various Stocks’ performance, owned and not owned, as to which
ones are doing well, and which of those are performing best, and recognizing which
ones are doing badly and should be avoided. Too many Stock owners are
apathetic or lazy and do not maximize their Investment Capital’s maximum
performance, thereby failing to provide themselves a very nice retirement.
Gilmer shows each of the year’s 52 weekend’s activities to perform the above
activities and determine what are the best actions to take to cause his portfolio of
Stocks and or Cash to perform best for the next week. Some weeks he was in
Cash, owned No Stocks, to ensure loss prevention to his portfolio’s Capital when The
Market was performing badly. The Internet has web-sites, shown in IIS, that rank all
of the Stocks on various parameters, % gain is one of them, so as to start with the
present best performers, and avoiding the worst performers.
The graphs of these Stocks over the past 10 trading days easily shows the
performance of these selected Stocks against each other to show which performed
best over the past week or two, therefore were the ones to own over the next week
and maybe longer to grow his portfolio best. How does one tell what some Stocks
are going to do over the next year or more? The only technique he has to use is to
extrapolate what these Stocks have been doing over the past 10 or more trading
days. Gilmer claims that no one can see with any accuracy what any Stock or group
of Stocks will do over the next year. Too many variables that can derail the best of a
business’s plans over the coming year. The next week or more, however, is usually
an extrapolation of the previous week or 10 days or more. Doing this each week
provides the best available methodology for controlling one’s portfolio over the future.
Yes, there will be many trades, buys and sells, over a year’s Time, but the results,
150% gain vrs 14.25% staying with one Stock over a year’s Time, well, which is the
best in your opinion. The Time expense is two hours each weekend, typically. If a
review each week costs one 104 hours a year, Gilmer made $75,000. That’s an
hourly pay of ~$720 / hour. Not bad compensation. Obviously, the more Capital in
one’s portfolio, the higher one’s hourly compensation, IF The Market is positive. Each
Stock trade (sell or buy), irrespective of the quantity of shares, at many brokers is
less than $10.
He must have done things right to grow his portfolio 150% over this year’s Time
against the S&P 500 Index’s growth (The Stock Market) rate of only 14.25%. The
S&P 500 best represents the performance of The (Stock) Market. It is a composite
of 500 quality businesses’ Stocks in the USA. Contrary to hiring an Investment
Advisor for one evening at a considerable expense, owning and reading Investing In
Stocks to teach you these Stock Market situations on about every page and seeing
how Bill Gilmer handled them will be yours for your whole family for your lives, to learn
and abide by these principles.
Many people enjoy playing Chess, cards, cross-road puzzles, etc, because of the fun
it is to take on a challenge and accomplishing, winning at it. It’s especially enjoyable if
in winning it pays one $$$. That is exactly what Investing In Stocks activity can do
for those who take it on with the pleasure of accomplishing a challenge. It makes one
richer, IF The Stock Market is moving in a positive direction! There are times when
you want to Hold ’um, and there are times when you want to Fold ‘um! Stocks, that
is! IIS shows how to read The Mood of The Market to tell if you want to own some
Stocks, or you want to park your cash so as to be ready for when The Market turns
and becomes a place to very carefully invest. In IIS, there were a couple of times or
so when he was in Cash. It’s important to accurately “Read The Market” and know
when to invest and when to divest.
(This is the end of the third person’s introduction.)
Remember... Please keep in mind that-
There are times when one should “Hold
‘um.” There are times when one should
“Fold ‘um.”
When in doubt, Invest In Stocks in Simulation Mode. Don’t actually buy or sell any
Stocks. Pseudoly buy and sell Stocks, as if for real. Test “The Market.” See if you
can perform capital gains wise to your satisfaction in Simulation mode. If you can
make $$$, begin to ease in. If you can’t, if in doubt, stay out! I show how to
do this in my Investing In Stocks book! I did this a couple of times in my IIS book.
If you are wondering about articles in print talking about my book, get on the Internet
and go to google.com and enter into its [Search Window] “book investing in stocks by
Gilmer” and see the many articles there presenting my book. A lot of people wanted
to comment on my book. Some articles will say William Gilmer, most will say Bill
Gilmer. My initial publication had my name as William S. Gilmer. I didn’t like what I
failed to mention on some aspects, so I enhanced it and republished it with my name
Bill Gilmer. You should not be able to purchase the edition with “William Gilmer” as
the author. That copy was supposed to have been removed from inventory. Be sure
your copy has Bill Gilmer as author on the front cover.
Order IIS Book:
To get more information on my book and me, the author, go to this book’s printer
AuthorHouse’s web-site: http://www.authorhouse.com/. In window [Title, Author,
ISBN] enter the author’s name Bill Gilmer. Select the Red button ‘[SEARCH]’. Select
my book’s cover to get the three presentations offered. Review Tab “Overview” that
is presented there. Then select Tab “Free Preview”. Then select Tab “About the
Author”. Review all three of these. If you are ready to purchase a copy, select the
Tan button [ADD TO CART]. Select button [Checkout]. Fill in the information
requested there so they can bill you, and ship a copy of IIS to your correct address.
THANK YOU!!!
I believe you will be very pleased with the information provided for you to add income
to your life! Your whole family will be pleased with the added wealth each person
should now possess, adding happiness to their lives. Tell your relatives and friends
about this web-site:
www.investing-in-stocks.org.
Go to www.amazon.com, books, and search for Investing In Stocks by Bill Gilmer. I
believe you will find the price @ Amazon to be higher than AuthorHouse.
Remember, IIS is designed to help you to
INCREASE YOUR INCOME!
AuthorHouse is where I suggest you order a copy of IIS. I believe the price will
be lowest there. Okay, I heard that. Yes, the price and the book’s size are both a lot
larger than the typical fair at the book store. When I want to know something, I turn
to google.com. Ask Google “average cost of a college textbook” and see what is
revealed. These books are NOT in color nor are they as large, etc. IIS is in color and
with Graphics in order for it to be more easily read and understood. For that same
reason, the page count is 475 and the page size is 8 ½ x 11 inches in order for me to
properly explain the concepts I need to present for the reader to understand what this
occupation requires of its participants. IIS is a Quality Product! This occupation, if
well taught, will serve its participants very well the rest of their lives. If what I present
is followed, one should become richer. This is Author House’s (my publisher’s) book
store. Select the Tan [Add To Cart] button. Proceed from here to place your
order. Charge it on your credit card. You and your family will be very proud of this
decision the rest of your lives with your additional income. My IIS book shows the
readers what I did and how I did it! Emulate Me!
This web-site for my IIS book is under construction! Some planned options for
my web-site are not yet present. I will provide additional information soon. For later
reference, Save this web-site address:
"www.investing-in-stocks.org"
Visit this site again soon, please. Recommend to your all of your friends that they
should visit this web-site address and enjoy the additional income into their lives.
Visiting this web-site will always be a FREE, no charge event.
Bill Gilmer, the author.
Before I end this presentation,
Below is a pin-up for your study wall
that I believe you and your friends will enjoy. Capture it’s image with it on your PC’s
display, Paste/Print it on a blank page with your word processor, format it to best suit
your desires, and print it on a sheet of 110 pound (stiffer) paper. Either punch a hole
in the center across the top to hang it on a hook of some kind, or Scotch Tape it to a
surface in a place where people can easily see and enjoy it! Please leave my book’s
information at the bottom.
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Today’s Stock Market Report
Helium was up, feathers were down.
Paper was stationary.
Florescent tubing was dimmed in light trading.
Knives were up sharply.
Cows steered into a bull market.
Pencils lost a few points.
Hiking equipment was trailing.
Elevators rose, while escalators continued their slow decline.
Weights weighed down in heavy trading.
Light switches were off.
Mining equipment hit rock bottom.
Diapers remain unchanged.
Shipping lines stayed at an even keel.
The market for raisins dried up.
Coca Cola fizzled.
From: Investing In Stocks, book by Bill Gilmer
Visit web-site: investing-in-stocks.org for information you may find very $$$
helpful! This PIN-UP is from that web-site.
